Community Investment Revolving Fund

Our local impact investments pursue opportunities that return both financial and social gains—right here at home.

Since 2018, our Community Investment Revolving Fund (CIRF) has been making loans to projects that address critical social issues we face in Santa Cruz County – like housing affordability, sustainable agriculture, and economic mobility for our county’s diverse workforce. To date, we have partnered with 12 organizations including Habitat for Humanity, Housing Matters, and California FarmLink, deploying more than $6.5 million to create local impact and local returns.

Funds are loaned to nonprofits and businesses solving social challenges and spurring economic growth in key issues in our community. Unlike traditional philanthropy, which typically relies on grants, our impact investments are structured as flexible, cost-effective loans that are expected to be paid back, thus recycling the dollars to consistently fund new initiatives into the future.

Join us and other donors in making these loans possible. Our Donor Services Director, Hilary Bryant, would love to discuss options with you. Email her at hbryant@cfscc.org or give him a call at (831) 662-2065.